Buying a second home in Spain

Yes. Spain has welcomed foreign buyers for many years, and the purchase procedure is fully open to Belgian, Dutch and other European citizens.

You don't need a residence permit to buy a home. You do need an NIE number, the Spanish identification number for foreigners. We guide our clients through the entire process.

That depends on the purchase price and on whether you take out a mortgage.

Besides the purchase price, you also need to allow for buying costs such as taxes, notary and registration fees. Because every situation is different, we draw up a personal cost calculation for each client.

Yes. Many Spanish banks provide mortgages to foreign buyers who are not resident in Spain.

The conditions depend on your income, age, financial situation and the type of property. We're happy to put you in touch with specialist mortgage advisers who compare the various options.

Most owners pay IBI (property tax), refuse collection tax, non-resident tax, any community fees, insurance and water and electricity each year.

The exact amounts depend on the property and the location.

Yes. Non-residents usually pay an annual non-resident tax (IRNR), even when the home is solely for their own use.

This tax is calculated on the basis of the property's cadastral value.

Yes. Many owners combine their own use with holiday letting.

The possibilities depend on the region, the type of property and local regulations. For certain properties a tourist rental licence is required. We're happy to inform you about the current rules and options.

That depends on your way of life.

An apartment usually requires less maintenance and often comes with shared amenities such as a pool or garden. A villa offers more privacy, space and freedom. During the search we look together at which home best matches your wishes.

That depends on what you're looking for. Popular coastal towns include Torrevieja, Orihuela Costa, Guardamar del Segura, Jávea and Moraira.

For those seeking calm, nature and more space, the valleys around Hondón de las Nieves, Aspe and Pinoso are also becoming increasingly popular.

Yes. With a notarial power of attorney, a lawyer can carry out certain steps on your behalf.

Even so, we recommend visiting a home in person at least once before you make a final decision.

For an existing home, the buying process usually takes between four and eight weeks. For a new-build, it depends on the construction phase and the planned completion date.

Throughout the entire process we keep you informed of every step.

Many owners make use of key management, periodic checks, pool maintenance, garden maintenance and property management.

That way the home stays perfectly looked after while you're not there.

That depends on your goals. Most buyers choose, first and foremost, for quality of life, sunshine, freedom and personal use.

On top of that, a home in a good location can also be appealing for retaining value, future capital gains and potential rental income. We always advise from your personal situation, not from general promises.

Absolutely. For many of our clients it starts with a holiday apartment or a second home.

A few years later they decide to spend more time in Spain, or to live there permanently. A second home therefore often becomes a first step towards a new life under the Spanish sun.

The Costa Blanca combines several advantages you'll rarely find together: more than 300 days of sunshine a year, excellent international connections, beautiful beaches, a relaxed way of life, good healthcare, relatively low property costs and a wide choice of homes.

That's why the region has, for many years, ranked among the most beloved destinations for foreign buyers in Europe.

Because buying a home abroad takes more than property knowledge alone. It takes trust.

With more than 25 years of experience, we guide our clients personally, honestly and in their own language. From the very first question to long after the keys change hands. That's the way we'd want to be helped ourselves.